Built in Tanzania, for Africa

Understand your money. Grow it with confidence.

Fedha Tracker turns everyday income and spending into a clear picture — simple enough for anyone, with a real accounting structure your bookkeeper or accountant will appreciate. Built for individuals, families and growing businesses across Africa.

Free to startNo card neededPay with mobile money
TOTAL BALANCETSh 2,450,000▲ 12%TOP CATEGORIESRent500kFood320kTransport145k
One app, everything:TransactionsBudgetsSavings goalsRecurringLoansReportsStore & POSInvoicesCustomer creditTax centerAI assistant
English & Swahili
Speaks your language
Mobile money
M-Pesa, Airtel, Mixx, Halo
Personal & business
One app, cleanly separated
Bank-grade security
Your data stays yours
Features

Everything you need to feel in control

Clarity first. No spreadsheets, no jargon — just your money, understood.

See where your money goes

A clear visual breakdown by category and account — the picture you need at a glance, no spreadsheets.

Goals you watch grow

Emergency fund, new equipment, next big buy — track real progress and stay motivated.

AI that knows your numbers

Ask in plain English or Swahili and get a straight answer, plus a daily briefing on what changed.

Run your whole business

Store with stock & point-of-sale, invoices, customer credit, and a tax center — all in one place.

Budgets & smart alerts

Set a limit per category, track bills that repeat, and get nudged before you overspend.

Your team, the right access

Invite an accountant or staff with roles that show them exactly what they should see — nothing more.

Who it's for

Made for real life across Africa

Students

Watch daily spending without it feeling like homework.

Freelancers

Juggle a salary and a side hustle, cleanly separated.

Families

Plan the month, hit goals, avoid nasty surprises.

Small businesses

Sales, stock, invoices, tax — run the money end-to-end.

1

Sign up free

Create your account in seconds — no card, no setup fees.

2

Add your money

Log income and spending, import a statement, or record sales from your shop.

3

See it clearly

Get instant charts, goals, reports, and AI answers — and upgrade any time with mobile money.

Start understanding your money today

Free to start, no card needed. Upgrade any time with mobile money.