AI Disclaimer

Last updated: 17 July 2026

Fedha Tracker includes features generated automatically by software and artificial intelligence: the AI Assistant, forecasts, the financial health score, alerts, and daily recommendations. This page explains, plainly, what those features are and are not.

They are informational, not advice

Everything these features produce is calculated or generated from the information you yourself entered into the app. It is intended to help you understand your own numbers. It is not professional financial, investment, tax, accounting, or legal advice, and it does not take your full personal circumstances into account. For significant decisions, consult a qualified professional.

AI can make mistakes

AI-generated answers can be incomplete or wrong, even when they sound confident. Always verify important figures against the Reports page and your own records before acting on them.

Forecasts are assumptions, not promises

Projections assume your recent patterns continue. Real life — new expenses, changed income, one-off events — will differ. A forecast is a sketch of one possible path, not a guarantee.

The health score is not a credit score

The financial health score is Fedha Tracker's internal money-management indicator, computed only from your own data in the app. It is not a credit score, is not shared with any lender or credit reference bureau, and has no connection to the reports maintained by Tanzania's licensed Credit Reference Bureaus.

Your decisions remain yours

For questions like "can I afford this?", the AI Assistant is designed to show you the relevant numbers rather than tell you what to do. Decisions made using the Service are your own responsibility.

Draft prepared for review by a licensed Tanzanian advocate prior to public launch.